Altium Insurance Services

Property and Casualty Products

BUSINESS INSURANCE

We provide a wide spectrum of real estate and business insurance products.

    Property

Commercial and Industrial property insurance protects property from such perils as fire, theft and natural disaster. This type of insurance is carried by a variety of businesses, including manufacturers, retailers, service oriented businesses and not-for-profit organizations.

Additional Lines of Business Insurance that we offer:

  • Business Auto
  • Workers Compensation
  • Umbrella
  • Terrorism
  • Errors & Omissions
  • Surety Bond
  • Job Specific/Wrap

 

PERSONAL INSURANCE

 

We offer many types of personal insurance products to provide you and your family with peace of mind.

          Homeowners

Homeowner’s insurance is a type of property insurance that covers a private residence. It is an insurance policy that combines several personal insurance protections, which can include losses occurring to one’s home, its contents, loss of use (additional living expenses), or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home or at the hands of the homeowner within the policy territory.

Additional Lines of Personal Insurance that we offer:

  • Renters
  • Condo
  • Flood
  • Auto
  • Umbrella
  • Boat & Yacht
  • Valuable Items

 

CONSTRUCTION INSURANCE

 Specializing in construction trade, such as building construction, heavy construction and specialty trade construction.

 

         General Liability

General Liability insurance protects a project or an individual as well as any adjacent properties from damage or loss as a result of an accident during the construction process. The GL policy provides coverage for liability arising from bodily injury, personal injury or damage to property of third parties.

          Defense Coverage

Defense coverage in addition to paying awards or settlements for covered liability claims, the CGL policy covers the cost to investigate and defend such claims or suits. Supplementary payments are also included in this policy, which are designed to cover cost of bail bonds, court cost and pre-judgment interest cost.

Additional Lines of Construction Insurance that we offer:

 

  • Umbrella/Excess Liability
  • Commercial Automobile
  • Workers Compensation
  • Disability
  • Surety bonds
  • Inland Marine
  • Builders Risk
  • Pollution Liability

 

LIFE AND HEALTH INSURANCE  

 

Every individual has their own unique financial goals, objectives, and estate planning needs. We offer a full range of life insurance, health insurance, and suitable financial planning products to help you achieve both your short term and long term financial planning goals.

Types of Life and Health Insurance that we offer:

 

  • Term Insurance
  • Whole Life
  • Universal Life
  • Survivorship
  • Disability Insurance
  • Long Term Care
  • Annuities
  • Group Health Insurance